See clearly before any insurance decision
VÉRO brings together knowledge, tools and guidance for citizens and insurance advisors in Cyprus. Start for free, at your own pace.
Knowledge. Tools. Guidance.
Two paths, depending on what you need
A family checking whether it is properly protected needs different things from an advisor organising their clients.
For citizens
Free tools and guides on family, health, income, loans and retirement. With a free account you keep your results, and you decide whether an advisor ever sees them.
- Calculators and check-ups, no sign-up needed
- Guides and articles in plain language
- Saved reports in your account
- An appointment with an advisor, only when you want one
For insurance advisors
The Advisor Hub and VÉRO CRM keep your clients, applications, appointments and anything citizens choose to share with you in one place.
- A public profile in the advisor directory, once your registration number is checked
- Appointments and shared reports from citizens, always with their consent
- VÉRO CRM with a 14-day free trial
Start with one question
Each tool answers one specific question. It takes a few minutes and needs no account.
Family
Is my family protected?
The family protection roadmap combines income, costs, children, loans and life cover into steps, in order.
Open the tool
Health
Are we ready for a serious medical bill?
The medical readiness check shows how ready your family is for serious medical costs beyond GESY.
Open the tool
Retirement
How much do I need for retirement?
Turns “I want something for retirement” into a specific amount and a monthly plan.
Open the tool
Tax
How much tax will I pay in 2026?
A first view of income tax, social insurance and GESY, using the 2026 rates.
From your payslip (PDF)
Open the tool
Priorities
Where should I start?
VÉRO Life Map quickly maps your needs and shows which areas of protection come first.
Open the tool
Spending
What is left at the end of the month?
The monthly budget shows what goes out, what is left and whether there is room for savings and insurance.
Open the tool
Payslip, September 2026
Gross pay3,000.00
Social insurance−264.00
GESY−79.50
Provident fund−150.00
Income tax−134.63
Net pay2,371.87
Read in your browser. Never uploaded.
Tax year 2026
Gross pay for the year (12 salaries)€36,000
Estimated income tax€1,616
Room left for deductible premiums€1,278 a year
Less tax, if it is usedabout €256
From your payslip to your tax
In the income tax estimator you can choose your payslip as a PDF. The amounts are read and filled in for you, and you see your 2026 tax, what is left net and how much in life premiums you can still deduct.
- The file is read in your browser and is not stored anywhere
- Names and ID numbers are not used
- Payslips in Greek or English, with 12, 13 or 14 salaries
- If you want, you send the result to your advisor in one click
Where might your protection have a gap?
Life Check asks six simple questions about children, loans, health and life cover, your emergency fund and plans for the future. At the end you see where a gap may be and what to do next.
It is free, takes a few minutes, and the result is an indication, not advice.
Roadmaps for every stage of life
A new family, a home with a mortgage, the children’s education, health, income in mid-career, retirement. Each roadmap puts the right steps, tools and articles in order, so you always know what comes next.
Latest articles
Tax, social insurance, GESY and family protection, explained simply and with sources.
Family
Whole life insurance: when it makes sense
Whole life insurance looks beyond a temporary need and can play a part in family and estate planning.
World
Wars, pandemics and your family’s financial resilience
Major crises show why a family plan should not rely on the best-case scenario alone.
Cyprus
Cyprus tax reform 2026: what changes for you
New tax bands, family allowances and deductions for insurance and pensions change the way you look at your take-home pay.
Would you like to talk it through?
A first conversation, with no pressure, with Giannis Farazis (Insurance Advisor · Eurolife) can put things in the right order.
