Insurance check-up
Does your cover match your life today — family, loans, work and goals?
A quick, calm check of what may be missing. It does not undo what you have; it helps you see it against your life today. It is useful whether you already hold policies or are just starting.
You do not need any amounts. You say whether anyone depends on you financially, whether you have a loan, whether you are self-employed, which cover you have (life, medical, disability or income protection, a retirement or education plan) and how many months it is since your last insurance review.
Sign in or create a free account to save results and share them with your advisor when you choose.
How to read the result
The score (0–100) is the share of the points that apply to you: life cover 25 (only if someone depends on you or you have a loan), medical 20, income protection 18 — 25 if you are self-employed, retirement or education plan 15 and recent review 12 (full up to 12 months, half up to 24). Having a family or a loan does not lower the score by itself; only needs left uncovered do.
Below the score you see up to four points in order of priority. The bands are the same in every VÉRO tool: green from 75, amber from 50 to 74, red below 50.
What you can do next
- To maintain the policies you already hold (beneficiaries, sums insured, terms), use the annual review of your policies.
- For a picture based on amounts rather than yes/no, try the financial protection compass.
- Read the guides for each area that came out open.
- Book an appointment to go through the gaps with an advisor.
If you are signed in, you can save the result to My reports and, only if you choose to, send it to your advisor; nothing is shared automatically.
An educational score, not insurance advice. The tool does not check the amounts, terms or adequacy of any cover.
